credit rating amount which a credit agency thinks a company/person should be allowed to borrow客户信贷分类

creditor  (n.) person who is owed money债权人

credit-worth (adj.) considered a good risk to be allowed to buy goods on credit 信用好的

[例]  The credit-worth chart show the relationship between the credit and profit from it.

creditworthiness (n.) ability to repay money borrowed信誉度

[例]  We should check your creditworthiness before we give you loans.

crisis (n.) dangerous/difficult/serious situation危机

[例]  a banking crisis

[同义词]  emergency, exigency, dilemma