GRE试题(一)
SECTION 1
Time - 30 minutes
38 Questions
Directions: Each sentence below has one or two blanks, each blank indicating that
something has been omitted. Beneath the sentence are five lettered words or sets
of words. Choose the word or set of words for each blank that best fits the meaning
of the sentence as a whole.
1. Nonviolent demonstrations often create such ten- sions that a community that has
constantly refused to ------- its injustices is forced to correct them: the injustices
can no longer be -------.
(A) acknowledge..ignored
(B) decrease..verified
(C) tolerate..accepted
(D) address..eliminated
(E) explain..discussed
2. Since 1813 reaction to Jane Austen’s novels has oscillated between -------
and condescension; but in general later writers have esteemed her works more highly than
did most of her literary -------.
(A) dismissal..admirers
(B) adoration. .contemporaries
(C) disapprpval..readers
(D) indifference..followers
(E) approbation..precursors
3. There are, as yet, no vegetation types or ecosystems whose study has been -------
to the extent that they no longer ------- ecologists.
(A) perfected..hinder
(B) exhausted..interest
(C) prolonged..require
(D) prevented..challenge
(E) delayed..benefit
4. Under ethical guidelines recently adopted by the National lnstitutes of Health,
human genes are to be manipulated only to correct diseases for which -------
treatments are unsatisfactory.
(A)similar
(B)most
(C)dangerous
(D) uncommon
(E) alternative
5. It was her view that the country’s problems had been ------- by foreign technocrats,
so that to invite them to come back would be counterproductive.
(A)foreseen
(B)attacked
(C)ascertained
(D) exacerbated
(E) analyzed
6. Winsor McCay, the cartoonist, could draw with incredible -------: his comic strip
about Little Nemo was charactterized by marvelous draftsmanship and sequencing.
(A)sincerity
(B)efficiency
(C)virtuosity
(D) rapidity
(E) energy
7. The actual ------- of Wilson’s position was always ------- by his refusal to
compromise after having initially agreed to negotiate a settlement.
(A) outcome..foreshadowed
(B) logic..enhanced
(C) rigidity..betrayed
(D) uncertainty..alleviated
(E) cowardice..highlighted
Directions: In each of the foiiowing questions, a related pair of words or phrases
is followed by five lettered pairs of words or phrases. Select the lettered pair that
best expresses a relationship similar to that expressed in the original pair.
8. SEDATTVE : DROWSlNESS ::
(A) epidemic : contagiousness
(B) vaccine : virus
(C) laxative : drug
(D) anestheiic : numbness
(E) therapy : psychosis
9.LAWYER:COURTROOM::
(A) participant : team
(B) commuter : train
(C) gladiator : arena
(D) senator : caucus
(E) patient : ward
10. CURIOSITY : KNOW ::
(A) temptation : conquer
(B) starvation : eat
(C) wanderlust : travel
(D) humor : laugh
(E) survival : live
11. FRUGAL : MISERLY ::
(A) confident : arrogant
(B) courageouss : pugnacious
(C) famous : aggressive
(D) rash : foolhardy
(E) quiet : timid
12. ANTIDOTE : POISON ::
(A) cure : recovery
(B) narcotic : sleep
(C) stimulant : relapse
(D) tonic : lethargy
(E) resuscitation : breathing
13. STYGIAN.: DARK ::
(A) abysmal : low
(B) cogent : contentious
(C) fortuitous.: accidental
(D) reckless : threatening
(E) cataclysmic : doomed
14. WORSHIP : SACRIFICE ::
(A) generation : pyre
(B) burial : mortuary
(C) weapon : centurion
(D) massacre : invasion
(E) prediction : augury
15. EVANESCENT : l)ISAPPEAR :
(A) tlansparent : penetrate
(B) onerous : struggle
(C) feckless : succeed
(D) illusory : exist
(E) pliant :yield
16. UPBRAlD : REPROACH ::
(A) dote : like
(B) lal: : stray
(C) vex : please
(D) earn : desire
(E) recast : explain
Directions: Each passage in this group is followed by questions based on its content.
After reading a passage, choose the best answer to each question. Answer all questions
following a passage on the basis of what is stated or implied in that passage.
lt has been known for many decades that the appear-
ance of sunspots is roughly periodic, with an average
cycle of eleven years. Moreover, the incidence of solar
flares and the flux of solar cosmic rays, ultraviolet radia-
tion, and x-radiation all vary directly with the sunspot (5)
cycle. But after more than a century of investigation. the
relation of these and other phenomena, known collec-
tively as the solar-activity cycle, to terrescrial weather
and climate remains unclear. For example. the sunspot
cycle and the allied rnagnetic-polarity cycle have been (10)
linked to periodicities discerned in records of such vari-
ables as rainhll. temperature, and winds. lnvariably,
however, the relation is weak. and commonly ofdubious
statistical significance.
Effects of solar variability over longer terms have also (15)
been sought. The absence of recorded sunspot activity in
the notes kept by European observers in the late seven-
teenth and early eighteenth centuries has led some schol-
ars to postulate a brief cessation of sunspot activity at
that time (a period called the Maunder minimum). The (20)
Maunder minimum has been linked to a span of unusual
cold in Europe extending from the sixteenth to the early
nineteenth centuries. The reality of the Maunder mini-
mum has yet to be established, however, especially since
the records that Chinese naked-eye observers of solar (25)
activity made at that time appear to contradict it. Scien-
tists have also sought evidence of long-termsolar period-
icities by examining indirect climatological data, such as
fossil recoras of the thickness of ancient tree rings. These
studies, however, failed to link unequivocally terrestrial(30)
climate and the solar-activity cycle, or even to contirm
the cycle’s past existenue.
If consistPn! and re!iab!e geo!sgigal~-arek-xologieal
evidence tracing the solar-activity cycle in the distant
past could be found, it might also resolve an important(35)
issue in solar physics: how to model solar activity. Cur-
rently, chere are two models of solar activity. The tirst
supposes that the Sun’s internal motions (caused by
rotation and convection) interact with its large-scale
magnetic field to produce a dynamo. a device in which(40)
mechanical energy is converted into the energy of a mag-
netic field. ln short. the Sun’s large-scale magnetic field
is taken to be self-sustaining, so that the solar-activity
cycle it drives would be maintained with little overall
changc for perhaps billions of years. The alternative(45)
exp)anarion supposes that the Sun’s large-sca)e magnetic
field is a remnant of the field the Sun acquired when it
formed, and is not sustained against decay. In this
model. the solar mechanism dependent on the Sun’s
magnetiC field runs down more quickly. Thus, the char-(50)
acteristics of the solar-activity cycle uvuld be expected to
change over a long period of time. Modern solar obser-
vations span too short a time to reveal whether present
cyclical solar aCtivity is a long-lived feature of the Sun,
or merely a transient phenomenon.
17. The author focuses primarily on
(A) presenting two competing scientific theories concerning solar
activity and evaluating geological evidence often cited to support them
(B) giving a brief overview of some recent scientifrc developments
in s’olar physics and assessing their impact on future climatological research
(C) discussing the difficulties involved in linkinl: ter- restrial
phenomena with solar activity and indicating how resolving that issue
could have an impact on our understanding of solar physics
(D) pointing out the futility of a certain line of sci- entific inquiry
into the terrestrial effects of solar activity and recommendine ita
aban- donment in favor of purely physics-oriented research
(E) outlinine the specific reasons why a problem in solar physics has
not yet been solved and faulting the overly theoretical approach of modern
physicists.
18. Which of th.e following statements about the two models of solar
activity. as they are described in lines 37-55, is accurate?
(A) In both modgls cyclical solar activity is regarded as a long-lived
feature of the Sun, persisting with little change over billions of years.
(B) Tn both models the solar-activity cycle is hypothesized as being
dependent on the large-scale solar magnetic field.
(C) Tn one model the Sun’s magnetic fieid is thought to play a role in
causing solar activ- ity, whereas in the other model it is not.
(D) In one model solar activity is presumed to be unrelated to terrestrial
phenomena. whereas in the other model solar activity is thought to have
observable effects on the Earth.
(E) In one model cycles of solar activity with peri- odicities longer than
a few decades are con- sidered to be impossible, whereas in the other model
such cycles are predicted.
19. According to the passage, late seventeenth- and early eighteenth-century
Chinese records are impor- tant for which of the following reasons?
(A) They suggest that the data on which the Maunder minimum was predicated
were incorrect.
(B) They syggest that the Maunder minimum can- not be related to climate.
(C) Thcy suggest that the Maunder minimum might be -’alid only for Europe.
(D) They establish the existence of a span of unusu-ally cold weather
worldwide at the time of the Maunder minimum.
(E) They establish that solar activity at the tirne of the Maunder minimum
did not significantly vary from its present pattern.
20. The author implies which of the followine about currently available
geological and archaeoloeical evidence concerning the solar-activity cycle?
(A) It best supports the model of solar activity described in lines 37-45.
(B) It best supports the model of solar activity described in lines 45-52.
(C) It is insufficient to confirtn either model of solar activity described
in the third paragraph.
(D) It contradicts both models of solar activity as they are presented in
the third paragraph.
(E) It disproves the theory that terrestrial weather and solar activitv are
linked in some way.
21. Tt can be inferred from the passage that the argu- ment in favor of the
model described in lines 37- 45 would be strengthened if which of the following
were found ta he tme?
(A) Episodes of intense volcanic eruptions in the distant past occurred in
cycles having very long periodicities.
(B) At the present time the global level of thunder- storm activity increases
and decreases in cycles with periodicities of approximately 11 years.
(C) In the distant past cyclical climatic changes had periodicities of longer
than 200 years.
(D) In the last century the length of the sunspot cycle has been known to
vary by as much as 2 years from its average periodicity of 11 years.
(E) Hundreds of millions of years ago, solar- activity cycles displayed the
same periodicities as do present-day solap-activity cycles.
22. lt can be inferred from the passage that Chinese observations of the Sun
during the late seventeenth and early eighteenth centuries
(A) are ambiguous because most sunspots cannot be seen with the naked eye
(B) probably were made under the same weather conditions as those made in Europe
(C) are more reliable than European observations . made during this period
(D) record some sunspot activity during this period
(E) have been employed by scientists seeking to argue that a change in solar
activity occurred during this period.
23. It can be inferred from the passage that studies attempting to use tree-ring
thickness to locate possi- ble links between solar periodicity and terrestrial
climate are based on which of the following assump- tions?
(A) The solar-activity cycle existed in its present form during the time period
in which the tree rings erew.
(B) The biological mechanisms causing tree growth are unaffected by short-term
weather pat- terns.
(C) Average tree-ring thickness varies from species to species.
(D) Tree-ring thicknesses reflecr changes in terres- trial climate.
(E) Both terrestrial climate and the solar-activity cycle randomly af~ct tree-ring
thickness.
The common belief of some linguists that each
language is a perfect vehicle for the thoughts of the
nation speaking it is in some ways the exact counterpart
of the conviction of the Manchester school of economics
that supply and demand will regulate everything for the(5)
best. Just as economists were blind to the numerous
cases in which the law of supply and demand left actual
wants unsatisfied, so also many linguists are deaf to
those instances in which the very nature of a ianguage
calls forth misunderstandings in everyday conversation,(10)
and in which, consequently, a word has to be modified
or defined in order to present the idea intended by the
speaker: "He took his stick,no, not John’s, but his
own." No language is perfec’t, and if we admit this truth,
we must also admit that it is not unreasonable to investi-(15)
gate the relative merits of different languages or of
different details in languages.
24. The primary purpose ofthe passage is to
(A) analyze an interesting feature of the English language
(B) refute a belief held by some linguists
(C) show that economic theory is relevant to linguistic study
(D) iilustrate the confusion that can result from the improper use of
language
(E) suggest a way in which languages can be made more nearly perfect.
25. The misunderstanding presented by the author in lines 13-14 is similar
to which of the following?
I. X uses the word "you" to refer to a group, but Y thinks that X is referring
to one person only.
II. X mistakenly uses the word "anomaly" to refer to a typical example,.but Y
knows that "anomaly" means "exception".
III. X uses the word "bachelor" to mean "unmarried man:’ but Y mistakenly thinks
that bachelor means "unmarried woman."
(A) I only
(B) II only
(C) III only
(D) I and II only
(E) IIand IIIonly
26. In presenting the argument, theauthor does all of the following EXCEPT
(A) give an example
(B) draw a conclusion
(C) make a generalization
(D) make a comparison
(E) present a paradox
27. Which of the following contributes to the misunder- standing described
by the author in lines 13-14 ?
(A) It is unclear whom the speaker of the sentence is addressing.
(B) It is unclear to whom the word "his" refers the first time it is used.
(C) It is unclear to whom the word "his" refers the second time it is used.
(D) The meaning of "took" is ambiguous.
(E) It is unclear to whom "He" refers.
Directions: Each question below consists of a word printed in capital letters,
followed by five lettered words or phrases. Choose the lettered word or phrase
that is most nearly opposite in meaning to the word in capital letters. Slnce
some of the questions require you to distinguish fine siiadtj of meanirlg, be
sun tc, consider aii the choices before deciding which one is best.
28. FALLACY: (A) personal philosophy
(B) imaginative idea
(C)unconfirmed theory
(D) tentative opinion
(E)valid argument
29. DIVULGE:
(A) keep secret
(B) evaluate by oneself
(C) refine
(D) restore
(E) copy
30. BOYCOTT:
(A) extort
(B) underwrite
(C)underbid
(D)stipulate
(E)patronize
31. ADULTERATION:
(A) consternation
(B) purification
(C) normalization
(D) approximation
(E) rejuvenation
32. DEPOSlTlON:
(A) process ofcongealing
(B) process ofdistilling
(C) process of eroding
(D) process of evolving
(E) proeess of condensing
33. ENERVATE:
(A) recuperate
(B) resurrect
(C)renovate
(D)gather
(E)strengthen
34. LOQUACIOUS:
(A) tranquil
(B) skeptical
(C)morose
(D)taciturn
(E)witty
35. REPINE:
(A) intensify
(B)excuse
(C)expressjoy
(D)feelsure
(E)rushforward
36. VENERATION:
(A) derision
(B) blame
(C) avoidance
(D) ostracism .
(E) defiance
37. UNDERMINE:
(A)submerge
(B) public
(C) satisfatory
(D) trustworthy
(E) sophisticated
38. UNDERMINE:
(A) submerge
(B) supersede .
(C) overhaul
(D) undergird
(E) intersperse.
风险管理情况Situation of Risk Management
During the report under review, our company fairly completed the establishment of ERM system, formed the four-level grade management framework including decision-making management level, supervision and evaluation management level, daily management and control level, authorization and executive level, developed the risk policy system made up of risk management, single risk management criteria, single risk management system, risk management measures of service products, enforcement regulations of branch risk management, basically established the business process management and control system that covered the whole process of credit business.
We set up the clear-lined risk reporting system and desk evaluation system. The board of directors had related transaction control committee, risk management committee and auditing committee. The board of supervisors had regulatory committee. The bank presidents’ room had asset and liability management committee, risk management committee (with the risk asset neutralization committee underlying), loan ascertainment committee. We built the clear-lined risk reporting system, objectively and comprehensively supervised and evaluated the risk management ability and status.
We carried out the management mode which combined centralized management with take-the-lead management, accomplished the centralized management over credit risk, liquidity risk, legal risk, reputation risk and strategic risk, fulfilled the take-the-lead management over market risk, attained the coordinated management over operational risk, and executed the independent vertical internal audit management system.
Focusing on promoting the core competitiveness and tightly grasping the macro-economic situation and regulatory policy changes, our company had implemented the prudent credit policy and active risk management strategy, improved the prospective and fine degree of risk management, continuously promoted the total risk management system, established the sound internal control system, strengthened the risk investigations, worked well for the risk early warning and contingency preplans, further facilitated the risk management level.
Combined with our operating characteristics and risk profiles, the overall risk circumstance evaluation was based on eight aspects, namely total risk, credit risk, market risk, liquidity risk, operational risk, legal risk, reputation risk and strategic risk. The evaluation showed the overall risk of our company was at a low level, the total risk management ability was continuously improving, and the development trend of overall risk management was steady.
报告期内,本公司基本建立全面风险管理体系,已形成决策管理层、监督评价层、日常管控层、授权执行层四个层面的分级管理组织体系,已形成风险管理总体政策、单一风险管理准则、单一风险管理制度、业务产品风险管理办法、分支行风险管理实施细则组成的风险政策制度体系,已基本建立覆盖授信业务全过程的业务流程管控体系。
建立路线清晰的风险报告体系和内部评价体系。董事会下设关联交易控制委员会、风险管理委员会、审计委员会,监事会下设监督委员会,行长室下设资产负债管理委员会、风险管理委员会(下设风险资产化解委员会)、贷款审查委员会,建立了路线清晰的风险报告体系,客观、全面地对风险管理能力和状况进行监督、评价。
实行归口管理和牵头管理相结合的管理模式,实现对信用风险、流动性风险、法律风险、声誉风险、战略风险的归口管理,实现对市场风险的牵头管理,实现对操作风险的协同管理,实行独立垂直的内部审计管理体系。
围绕提升核心竞争力目标,紧密把握宏观经济形势和调控政策的变化,实行稳健的授信政策和积极的风险管理策略,提高风险管理的前瞻性和精细化程度,不断完善全面风险管理体系,建立健全内部控制体系,加强风险排查力度,作好风险预警预案工作,进一步提高风险管理水平。
结合自身经营特点和风险状况,从总体风险、信用风险、市场风险、流动性风险、操作风险、法律风险、声誉风险、战略风险八个方面,对全面风险情况进行评估,评估认为本公司整体风险处于较低水平,全面风险管理能力在不断提高,整体风险发展趋势稳定。
