Section V Translation (10 points)

Directions: In this section there is a passage in English. Translate the five sentences underlined into Chinese and write your translation on the ANSWER SHEET2.

March 27, 1997, dawned as a normal day at the Collins’ home. By the middle of the morning, Jack Collins was at his desk, writing checks, paying bills the way he always had: on time. Then the phone rang, and the nightmare began.

(71) An investigator for a bank was on the line, asking in a severe voice why Collins, a university physicist, was late on payments for a $27,000 car, bought in Virginia the previous year. "I don’t have a car like this," Collins protested. The last time he had set foot in Vir~nia was as an officer at a submarine base, three decades ago. But his name was on the contract, and so was his Social Security Number.

During the months that ensued, he and his wife learned that someone had bought four more cars and 28 other items -- worth $113,000 in all m in their name. Their hitherto good credit record had been destroyed. (72) "After a lifetime of being honest," says Collins, "all of a sudden I was basically being accused of stealing and treated like a criminal."

This is what it means to fall prey to a nonviolent but frightening and fast-growing crime: identity theft. It happens to at least 500,000 new victims each year, according to government figures.

(73) And it happens very easily because every identification number you have m Social Security, credit cards driver’s license, telephone m "is a key that unlocks some storage of money or goods," says a fraud (欺诈) program manager of the US Postal Service. "So if you throw away your credit card receipt and I get it and use the number on it, I’m not becoming you, but to the credit card company I’ve become your account."

(74) One major problems experts say, is that the Social Security Number (SSN) – originally meant only for retirement benefit and tax purposes -- has become the universal way to identify people. It is used as identification by the military, colleges and in billions of commercial transactions.

Yet a shrewd thief can easily snatch your SSN, not only by stealing your wallet, but also by taking mail from your box, going through your trash for discarded receipts and bills or asking for it over the phone on some pretext.

Using your SSN, the thief applies for a credit card in your name, asking that it be sent to a different address than yours, and uses it for multiple purchases. A couple of months later the credit card company, or its debt collection agency, presses you for payment.

You don’t have to pay the debt, but you must clean up your damaged credit record. (75) Thatmeans getting a means getting a police report and copy of the erroneous contract, and then using them to clear the fraud from your credit reports which is held by a credit bureau. Each step can require a huge amount of effort.

参考译文：

(71) 家银行的调查员打来电话，用严厉的口吻质问柯林斯—一位在大学里工作的物理学家—为什么拖欠去年在弗吉尼亚买的一辆汽车所花的2.7万美元。

(72) “我一辈子都诚实待人，”柯林斯说，“突然之间，我被指控偷窃，并且被当作罪犯一样对待。”

(73)美国邮政总局的一位负责诈骗案的项目经理说，“这类事很容易发生，因为你所持有的每一种身份证件号码，譬如社会保险卡、信用卡、驾照以及电话号码，“都是开启你存储钱物的密码。”

(74) 专家们认为，主要问题在于，原来只用于领取退休养老金和征税的社会保险卡号码现在已经成了确认身份的普遍方式。

(75) 这就意味着你必须得到一份警方报告单和假冒/弄错了的合同的复印件，然后用这些材料消除掉你的信用报告中的欺诈记录，信用报告由信用管理局保管。