_______1_____good health insurance is a real necessity while you are studying overseas. It protects you from minor and major 2 that can wipe out not only your savings，but you dreams of an education abroad.

There are often two different types of health insurance you can consider buying：international travel insurance and student insurance in the country where you will be going. An international travel insurance policy 3 in your home country before you go abroad. It generally covers 4 of medical services，and are often gives a list of doctors in the area where you will travel who may even speak your native language. The 5

might be that you may not get your money back immediately. In other words，you may have to pay all your medical expenses and then later 6 to the insurance company.

On the other hand，getting student health insurance in the country where you will study might allow you to only pay 7 of the medical cost at the time of service and thus，you don’t have to have 8 to pay the entire bill at once.

Whatever you decide， 9 some form of health insurance is something you should consider before you go overseas. You shouldn’t wait until you are sick with 10

to pay off.

参考答案：

Obtaining medical expenses is usually purchased a wide variety drawback

submit your receipts a certain percentage sufficient cash obtaining major medical bills