2012年下半年商务英语初级必备词汇（4）

　debt consolidation
负债整合
Before you consider debt consolidation, closely examine the proposal.
在考虑负债整合之前，要仔细检查其还款方案。
　　default
n. 违约
The company is in default on its loan agreement.
该公司违反其贷款合约。
freeze
v. 冻结（帐户）
The bank froze my credit card account after I reported it stolen.
在我报失信用卡后，银行冻结了我的信用卡户头。
installment
n. 分期付款
Penny will pay off her student loans in 60 installments.
潘妮將分六十期偿还她的助学贷款。
loan
n. 贷款
I confirm that I have read and understood the terms and conditions of the loan agreement.
我确认已阅读并了解这份贷款协议的条件与规定。
minimum finance charge
每月最低应缴金额Some credit cards have a minimum finance charge.
有些信用卡有每月最低应缴金额的限制。
mortgage
n. 房贷；抵押借款 www.examｗ.com
Rick has a twenty-year mortgage.
瑞克要繳二十年的房贷。
　　outstanding
adj. 未清偿的；未付清的
Our records show you have an outstanding balance of $6,0
我们资料显示您有一笔六千元的款项未付。
refinance
v. 重新贷款
When deciding whether or not to refinance, there are many factors to consider.
在決定是否重新贷款时，有许多因素要考量。
statement
n. 账单明细The fee for issuing a replacement card will be charged to your next statement.
信用卡补发費用將併入您下个月的账单明细。