2012年下半年商务英语初级必备词汇（3）

消费金融
balance transfer
余额代偿
Katherine made a balance transfer from her old credit card to her new one.
凯萨琳申办新卡代偿旧卡。
　　cancel
v. 停（卡）
What happens if I want to cancel my card?
如果我想停卡該怎么办？
cash card
現金卡
What do I need in order to apply for a cash card?
申办现金卡我需要准备些什么？
collateral
n. 抵押品；担保品
Without collateral, Mr. Thomas wasn’t able to get a loan.
由于没担保品，汤玛斯先生的贷款办不下來。
credit card
信用卡
I need to report a stolen credit card. 生活日记网(www．Examw。com)
我要报信用卡失窃。
credit limit
信用额度
Beware of outrageous credit limits, which may lead to uncontrollable spending.
要小心信用額度別订得太高，这可能会导致花费无度。
credit rating
信用评等
Bob’s poor repayment history has really hurt his credit rating.
巴柏不良的还款记录对他的信用评等造成很大的伤害。
debit card
签帐卡
You can use this debit card almost anywhere in the world.
这张签帐卡你几乎全世界任何地方都可使用。