2012年BEC商务英语考试初级词汇金融类

消费金融
balance transfer 
余额代偿 
Katherine made a balance transfer from her old credit card to her new one. 
凯萨琳申办新卡代偿旧卡。 
　　cancel 
v. 停（卡） 
What happens if I want to cancel my card? 
如果我想停卡該怎么办？ 
cash card 
現金卡 
What do I need in order to apply for a cash card? 
申办现金卡我需要准备些什么？ 
collateral 
n. 抵押品；担保品 
Without collateral, Mr. Thomas wasn’t able to get a loan. 
由于没担保品，汤玛斯先生的贷款办不下來。 
credit card 
信用卡 
I need to report a stolen credit card. 
我要报信用卡失窃。 
credit limit 考试用书
信用额度 
Beware of outrageous credit limits, which may lead to uncontrollable spending. 
要小心信用額度別订得太高，这可能会导致花费无度。 
credit rating 
信用评等
Bob’s poor repayment history has really hurt his credit rating. 
巴柏不良的还款记录对他的信用评等造成很大的伤害。 
debit card 
签帐卡 
You can use this debit card almost anywhere in the world. 
这张签帐卡你几乎全世界任何地方都可使用